COVERAGE IN:

Group Accident Insurance

• Travel Accident Insurance
  
• Basic Accidental Death & Dismemberment(AD&D)
  
• Voluntary Accidental Death & Dismemberment(AD&D)
• Package 1 Approach to Group Accident Insurance

Group Life Insurance

• Basic Life
  
• Supplemental Life
  
• Retiree Life
  
• Universal Life
• Executive Life

Group Disability Insurance

• Long Term Disability
  
• Short Term Disability
• Statutory Disability
• Executive Disability
• Individual Disability - Suppl./Reverse Combo

Health Care Consulting

Consumer Driven Products

• Voluntary Workplace Benefits
  
• Long Term Care